Compliance
At YetuPay, compliance is not simply a regulatory requirement — it is the foundation of our business. As a financial technology company, we are committed to operating with the highest standards of governance, risk management, security, and regulatory compliance. Our objective is to build a trusted financial platform that protects customers, supports partners, and contributes to a resilient digital financial ecosystem in the Democratic Republic of the Congo. We are committed to operating in accordance with applicable laws and regulations, protecting customer funds and personal information, preventing financial crime, maintaining transparent business practices, promoting responsible innovation, and building secure and resilient technology. Our compliance framework evolves continuously to meet regulatory requirements and international best practices.
Our compliance program
Each area below is a standing program, not a one-time checklist — reviewed and strengthened as the platform and regulatory environment evolve.
Regulatory Compliance
YetuPay is committed to working closely with the relevant regulatory authorities and licensed financial institutions to ensure our products and services operate within applicable legal and regulatory frameworks. As our platform grows, we continue to strengthen our governance, operational controls, and compliance programs to support a secure and sustainable financial ecosystem.
Anti-Money Laundering (AML)
Preventing financial crime is one of our highest priorities. Our AML program includes:
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Transaction monitoring
- Suspicious activity detection
- Risk-based customer assessment
- Record keeping
- Regulatory reporting where required
- Employee compliance training
Know Your Customer (KYC)
Customer identity verification helps protect users and maintain the integrity of our platform. Our KYC procedures may include:
- Identity verification
- Address verification
- Business verification
- Beneficial ownership verification
- Risk assessment
- Ongoing customer monitoring
Data Privacy
Protecting customer information is fundamental to our business. We implement policies and controls designed to:
- Protect personal information
- Ensure responsible data handling
- Limit unauthorized access
- Encrypt sensitive data
- Maintain audit logs
- Support secure data storage
- Respect customer privacy
Information Security
Security is integrated into every stage of our platform development. Our security program includes:
- Encryption of sensitive data
- Secure software development lifecycle (SSDLC)
- Multi-factor authentication
- Continuous vulnerability assessments
- Infrastructure monitoring
- Security logging
- Incident response procedures
- Business continuity planning
Fraud Prevention
YetuPay uses multiple layers of protection to reduce fraud and protect customers. Our approach includes:
- Transaction monitoring
- Device intelligence
- Behavioral analysis
- Risk scoring
- Account protection
- Authentication controls
- Continuous monitoring
Risk Management
Our enterprise risk management framework is designed to identify, assess, monitor, and mitigate risks across our operations. Key areas include:
- Operational Risk
- Financial Risk
- Cybersecurity Risk
- Compliance Risk
- Technology Risk
- Third-Party Risk
- Business Continuity
Governance
Strong governance supports sustainable growth. Our governance principles include:
- Ethical leadership
- Accountability
- Transparency
- Independent oversight
- Internal controls
- Risk management
- Continuous improvement
Responsible Innovation
Innovation must be responsible. Every new feature is evaluated for:
This ensures that innovation strengthens trust rather than creating unnecessary risk.
- Security
- Customer protection
- Regulatory impact
- Operational risk
- Privacy
- Scalability
Our Compliance Principles
Integrity
We act honestly, ethically, and responsibly.
Transparency
We communicate openly with customers, partners, and regulators.
Accountability
We take responsibility for our actions and continuously improve our processes.
Customer Protection
Every decision begins with protecting our customers.
Security
We design systems that prioritize confidentiality, integrity, and availability.
Regulatory Cooperation
We value constructive collaboration with regulators and financial institutions to support a stable and inclusive financial ecosystem.
If you believe you have identified fraud, a security vulnerability, suspicious activity, a compliance concern, or ethical misconduct, please contact our Compliance Team using the button below.
YetuPay is committed to complying with all applicable laws and regulatory requirements in every jurisdiction in which it operates. Certain products and services may be introduced progressively and are subject to regulatory approvals, licensing requirements, and partnerships with authorized financial institutions where applicable.